Showing posts with label scam. Show all posts
Showing posts with label scam. Show all posts

Thursday, December 02, 2010

Secretary Kemp Gives Advice on Donating to Charities

Georgia Secretary of State Brian Kemp today offered advice to individuals planning to donate to charities during the holiday season. Secretary Kemp serves as Georgia’s chief charities regulator.

Secretary Kemp said, “Many Georgians want to help those who are less fortunate this time of year. Donors should thoroughly research charities before giving to ensure their gifts go to legitimate charities, and that they will be used properly.”

Secretary Kemp issued the following tips for charitable giving:

  • It is important to research charities before you contribute. The percentage of your contribution that a charity spends on fundraising activities, employee salaries, or expenses which do not directly support the charity’s stated mission varies greatly by organization.
  • A number of online resources can help you research charities. The Better Business Bureau (give.org) and GuideStar (guidestar.org) provide detailed information about nonprofit organizations. Also, take time to review the organization’s own website.
  • Be wary of telephone solicitors asking for contributions. If you are solicited by phone, ask that the individual put their request in writing and provide complete information about the charitable program. Also, ask if the person conducting the solicitation is a volunteer or a paid solicitor.
  • NEVER give your credit card, debit card or bank account information to a telephone solicitor. Also, be particularly cautious of couriers willing to rush out to your home or business to pick up your contribution.
  • If a tax deduction is important to you, make sure the organization has a tax deductible status with the Internal Revenue Service. “Tax exempt,” “non-profit” and “tax deductible” mean different things. Just because a solicitor says their organization is non-profit or tax-exempt, that doesn’t mean you can legally deduct your contribution. Only “tax deductible” means your contribution is deductible on your income tax return. Make sure you get a receipt which shows the amount of your contribution and states that the contribution is tax deductible. The IRS website (irs.gov/charities) has a searchable database of organizations eligible to receive tax-deductible charitable contributions.
  • Many charitable solicitors ask for contributions of clothing, other household items and vehicles. IRS rules concerning valuations and receipts have changed significantly in recent years; be sure you understand them completely (irs.gov/charities/contributors).
  • Not all organizations with charitable sounding names are actually charities. Many organizations adopt names confusingly similar to well-known charities. Be sure you know exactly who is asking for your contribution.
  • Watch out for organizations that use questionable techniques such as sending unordered merchandise or invoices after you have turned them down for a donation. You are under no obligation to pay for or return items received under these circumstances.
  • Most police and fire departments are funded by tax dollars. However, their unions and social organizations may solicit you for contributions. These groups typically use paid fund-raisers to solicit donations. If you are solicited by an organization using the words “police” or “firefighter,” call your local police or fire department to verify that the group is actually supporting the department, and to find out how much of their contributions actually are used for their programs.
  • Be skeptical of organizations which list only post office boxes, “PMB” addresses or mail drop suite numbers.
Citizens can file a complaint against a charitable organization on the Secretary of State’s Professional Licensing Boards Division website: http://www.sos.ga.gov/plb. If you have additional questions, please call the Georgia Secretary of State’s Professional Licensing Boards Division, which oversees charities, at 478-207-2440.

Brian Kemp has been Secretary of State since January, 2010.” Among the office’s wide-ranging responsibilities, the Secretary of State is charged with conducting efficient and secure elections, the registration of corporations, and the regulation of securities and professional license holders. The office also oversees the Georgia Archives and the Capitol Museum.
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Wednesday, July 09, 2008

FBI Tips on Avoiding Charity Fraud

HH Note: This is a good reminder we should all take note of as we check our emotions and our pocketbooks.

In recent months, several natural disasters throughout the world—including floods, earthquakes, severe storms, tornadoes, and wildfires—have devastated lives and property. In the wake of these events, which cause emotional distress and great monetary loss to numerous victims, individuals across the nation often feel a desire to help by offering charitable donations.

Unfortunately, these tragic incidents have also prompted criminals to take advantage of this good will by illegally soliciting contributions while claiming to represent legitimate charitable organizations.

“We have seen this time and time again—these scam artists will do anything and everything to steal your identity and your money as you try and make donations to well-deserving charities. If you want your money to go to a good cause, exercise caution to ensure it gets to those in need,” said Special Agent Richard Kolko from Washington, D.C.

The FBI provides the following tips for consumers wishing to make contributions:

* Do not respond to unsolicited (spam) e-mail.
* Be skeptical of individuals representing themselves as officials soliciting via e-mail for donations.
* Do not click on links contained within an unsolicited e-mail.
* Be cautious of e-mail claiming to contain pictures in attached files, as the files may contain viruses. Only open attachments from known senders.
* To ensure contributions are received and used for intended purposes, make contributions directly to known organizations rather than relying on others to make the donation on your behalf.
* Validate the legitimacy of the organization by directly accessing the recognized charity or aid organization's website rather than following an alleged link to the sit e.
* Attempt to verify the legitimacy of the non-profit status of the organization by using various Internet-based resources, which also may assist in confirming the actual existence of the organization.
* Do not provide personal or financial information to anyone who solicits contributions: providing such information may compromise your identity and make you vulnerable to identity theft.

To receive the latest information about cyber scams please go to the FBI website and sign up for e-mail alerts by clicking on one of the red envelopes. If you have received a scam e-mail please notify IC3 by filing a complaint at www.ic3.gov. For more information on e-scams, please visit the FBI's New E-scams and warnings webpage.